Which credit card is it........

Discussion in 'General Discussion' started by Miller, Oct 4, 2004.

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  1. Miller

    Miller Registered User

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    Which credit card is it........

    that gives you 0% finance on all balance transfers for the life of the balance?
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  3. Vin

    Vin Registered User

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    Theres loads isnt there?

    Ive no idea. Brid always seems to know the crack with these.
  4. princess jane

    princess jane Registered User

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    look on moneyfacts.com or the money supermarket.com

    then tell me..

    sounds too good to be true
  5. Big Jimmy

    Big Jimmy

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    Its an egg card isnt it? well I know thats one of them
  6. trance_fan

    trance_fan Registered User

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    i believe egg offers 1 year free.

    egg are good :up:
  7. Suzy

    Suzy

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    Capital one maybe? not totally sure though, btw congraulations :D :cool2:
  8. Miller

    Miller Registered User

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    It's not Egg, already got one of them, not Capital either, they don't do any deal on transfers, get them applications al the time. Free pen with them though!:up:
  9. Cookee

    Cookee Registered User

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    Just try typing 'o% balance transfers for life' or something into Google babe :)
  10. Auz 2

    Auz 2

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    I dont think there is such a card?
    But if there is i would be interested in finding out :D
  11. Cookee

    Cookee Registered User

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    No, we're sure there is, we've seen adverts for it, we just cant remember which it is :doh:
  12. BRID

    BRID Has name in red. Staff

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    Barclays are doing a 2.9% for the life of the balance on transfers right now.

    Alternatively you could hop from one 0% offer to the next - I have a Halifax classic which is 0% till february next year (9 months in total since i got it)

    If your good with money - then its a good idea to set up monthly payments of a set amount onto a 0% (or very low interest) card and then move the balance around when new offers come around and old offers run out.

    If your bad with money, clear the balances and get a loan with a fixed payment and cancel your cards.

    Hope that helps.
  13. Mr Scottyfish

    Mr Scottyfish Registered User

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    Barclay card were doing 0% on transfers & purchases for a year but think the offer's changed now.

    Just transferred the balance from my HSBC card, glad of it too! Pay £15 off per month, get charged £7 interest! Can't wait to pay the bloody thing off though...! :evil:
  14. Trancelucer

    Trancelucer Registered User

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  15. Jill

    Jill Registered User

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    Think it's definitely still 0% on transfers for quite a while yet, my sister works at Barclays and was telling me just the other day.

    I have an Egg card. Decent! Might be getting a Barclaycard soon as well.
  16. Miller

    Miller Registered User

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    There's not mate. They offer you 3.9, 5.9, etc for the life of the balnace, not 0%. Still a good site though, cheers!:)
  17. Miller

    Miller Registered User

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    Was waiting for you to come on Lol!;)

    That's really good with Barclays, might see if I can get one with them.

    I am going to try and pay them off over 2 years hopefully, if I can get just about 0% on them over that time, then I should be able to.
  18. Trancelucer

    Trancelucer Registered User

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    Sorry mate was looking at the info whlst avoiding prying eyes of senior management... no sweat on the site though it's helped me out in the past :cool2:
  19. Miller

    Miller Registered User

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    I didn't notice it until I had a proper look. Still not bad for that though.
  20. Geordie

    Geordie "Im Outta Time"

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    Credit Cards / Catalogues / Store Cards !

    I wouldnt waste my time with any of them, regardless of rates and offers they are far too easy too get into trouble with !

    When they do offer good rates they either sting you at the end of the period of time or they have catches with payments !

    If you can handle them then fair enough, when your talking about paying them off over years there's no point, a loan would probs be better - unless your paying a hell of alot more off each month than the min payment !

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