T-mobile

T-mobile

Right, Ive got a rubbish credit rating as I got into about £9k debt when I was a daft young un.

However, I paid all this off last year when I came into a bit of money. I had defaulted on all my payments before this as I was on a debt managment plan with the CCCS.

Anyway, I applied for a mobile with T-mobile today and to my surprise got accepted

Is T-mobile totally easy to get on compared to Orange etc?

Re: T-mobile

I think it might well be.. I'm sure I heard someone else say a similar thing.

Incidentally, I can't fucking stand the CCCS.

Why?

They were fuckin sound to me. Lower all your debts, put them together in one payment and dont take a penny from you.

They rule

Precisely - I work in debt collection. It takes all the fun out of it.

Noticed you live in Forest Hall.

You dont know Jon Duffy do you?

Don't think so.. though whenever someone asks me if I know someone I always start to think the name sounds familiar.

I know a Jennifer Duffy...

Any relation of Jennifer Duffy? (Jill knows who this is)

:laugh:

He has a twin sister. Dunno what her name is.....

He works in my team at work. I live in the Allotment

Believe me, if you knew her..... you wouldn't forget. :laugh:

Identical twin? If so then I feel sorry for him!

Does he ever mention that his sister is seeing/married to a 40-year old man (she's 18) and has just had his baby?

If so...then he is the brother of a "thing" that is not of this world

Harsh but ultimately funny as fuck because it's true.

Jill> Whats your job title

Nope , its def not him. He is 25.

"Secretary"

Jill>

Do you know the workings of deby collection, eg how they find you when you move without leaving a forwarding address?

I don't know the exact details but trace agents eg. DMS are sometimes instructed.. I think they use various bills/credit cards/anything with your name on and link it to a property, then ask neighbours or knock at the property.

Trace agents aren't particularly reliable though.. we've often had reports back saying they're living at an address.. which just happens to be a property we (on behalf of the mortgage lender) repossessed and sold months earlier..

I thought as much. A spelling mistake in a Credit Card address I use was also misspelled on a Debt Collection letter I got!

What about water & electrical companys??

ps. who and what are DMS

Not sure, I don't really do that sort of thing.. all I do is send the nasty letters once the fuckers have been tracked down.