Buying a Hooose

Buying a Hooose

ive been asked if i wanna go thirds on a nice new house, im very very tempted.

im 21 and currently living with the rents

should be fucking class 3 of us in a house and all but financially i dunno if im ready for it or can even afford it.

ave been told itle be about 370 a month each and that covers the mortgage all bills and food shopping. (apart from things like internet or sky). the job im in now is wank pay i get somet like 925 a month after tax. im in the middle of a uni degree and possibly gonna get a better paid job.

by the time car payments come off my pay i wont have much left i dont think.

i want to cos itle be mint but id rather have some advice of anyone whos done this before, cos a mortgage is for life not just for christmas. and i dont wanna land my mates in shit if its too much cost wise.

Anyone got any advice ???

how well do you know the people you will be living with

i mean i have had "mates" live with me and well they aint mates anymore

have you not thought about renting i mean its a big step buying a house

but it is the best thing moving out of home i meani have only been back at my rents for 5 weeks but it feeels like about 10 months can wait only 5 weeks till i go

know em both really well, close mates, one ave known since comprehensive school so about 7 year, were always knockin aboot together every week.

Linzi is right in what she says. You find out what your mates are really like when you live with them.

werd

so many ppl just lack basic hygienic skill it shocks me

me and my mates will be fine aslong as we respect each others allocated 'personal' time.

what happens if one of you wants to leave. would it be possible for the remaining two to carry on? if u skint now thats impossible.

will the property be in three diff names or under just one?

you need to get a contract draw up to say no one is going to leave for at least the first tie in period.

aye me mates putting the mortgage in his name and me and me mate would be tennants. splitting all costs 3 ways. when we were talking about it earlier we said we will have a contract drawn up so we have to pay him a few months rent if we left for some reason.

Whatever you do, get a damn good solicitor to do it (I can recommend a few ). Plenty of things could fuck up in the future unless you're really, really careful.

exactly mate, you will be invited

i didnt think i could be disgusted in he way some people live :sick:

urghh the thought of going back to my old house now would make me upset cos its horrible and dirty now i have gone

so you arnt going `thirds on a house` at all

you are moving into your mates house and are r then going to pay his morgage for him so that in the end you move out empty handed and he has a house.

let me guess this was mainly your mates idea?

not really.

why dont you actually `go thirds` on a house then? it can be done if you all work.

why should your mate be the winner and youz 2 the losers?

why dont you all put your names on the mortgage thatway your mate cant pull all the string sin the house, hes gunna have first say on absolutely everythign and when it comes down to it your not really gunna have a leg to stand on.

ps when he is gunna get a mortgage tell him to come and do it through me

Nat> Who do u work for?

i think hes gone away for a long think. maybe someone is expalining the difference to buy/rent to him.

bless.

the mortgage point '487 double 1 double 1' god that advert is shit