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Home insurance question

Discussion in 'General Discussion' started by ianmc, Jul 21, 2006.

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  1. ianmc

    ianmc Registered User

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    Home insurance question

    I had a accident last night with some bleach on the carpet does anyone know if i will be able to claim as part of the home contents insurance?

    its a massive mark in the dining room carpet
    ianmc, Jul 21, 2006
    #1
  2. 1615634792921.png
  3. M.C.E

    M.C.E 1981-2013

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    Ring the insurance company. This is a clubbing message board ;)

    :p
    M.C.E, Jul 21, 2006
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  4. psycaholic

    psycaholic Registered User

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    Re: Home insurance question


    if it a fixed carpet I.E tiled carpet then you would claim of your buildings if its just normal I.E you can take it up and take it with you then you claim of your contents cover




    *i work for swinton insurance*
    psycaholic, Jul 21, 2006
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  5. ianmc

    ianmc Registered User

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    i was a aware of that i thought id ask on here incase someone else had encountered something like this


    now shush and get some work done bitch:D
    ianmc, Jul 21, 2006
    #4
  6. ianmc

    ianmc Registered User

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    Re: Re: Home insurance question

    muchos gracias, might throw a splash on the wall it could do with being decorated
    ianmc, Jul 21, 2006
    #5
  7. Basic Instinct

    Basic Instinct Registered User

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    Re: Home insurance question

    clown
    Basic Instinct, Jul 21, 2006
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  8. ianmc

    ianmc Registered User

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    Re: Re: Home insurance question

    thanks for your input but if i could have avoided it i would have
    ianmc, Jul 21, 2006
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  9. psycaholic

    psycaholic Registered User

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    Re: Re: Re: Home insurance question

    :lol: :lol: how did you manage to do it m8 ?
    psycaholic, Jul 21, 2006
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  10. J

    J Mummy To A Baby Boy

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    Re: Re: Re: Home insurance question

    Is there anyway you could replace it without claiming? Just your premiums will rocket
    J, Jul 21, 2006
    #9
  11. ianmc

    ianmc Registered User

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    Re: Re: Re: Re: Home insurance question

    my mum was using it and had the lid of it and i never seen the bottle sitting on the floor and knocked it over
    ianmc, Jul 21, 2006
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  12. ianmc

    ianmc Registered User

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    Re: Re: Re: Re: Home insurance question

    fuck knows the mark is rite at the patio window were the dinnnig table is its not as thou its not noticable its a big fuck off white mark on a dark carpet
    ianmc, Jul 21, 2006
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  13. M.C.E

    M.C.E 1981-2013

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    Wassat? :confused: :lol:
    M.C.E, Jul 21, 2006
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  14. J

    J Mummy To A Baby Boy

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    Re: Re: Re: Re: Re: Home insurance question

    Il have a word with the cleaning company we sub-contract work to + my boss see if theres an alternative for you :)
    J, Jul 21, 2006
    #13
  15. ianmc

    ianmc Registered User

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    Re: Re: Re: Re: Re: Re: Home insurance question

    sod that the new carpet could come in handy ill keep you posted thou
    ianmc, Jul 21, 2006
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  16. J

    J Mummy To A Baby Boy

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    Re: Re: Re: Re: Re: Re: Re: Home insurance question

    No problems :)
    J, Jul 21, 2006
    #15
  17. Granty

    Granty 38°52′48″N 1°23′30″E

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    Re: Re: Home insurance question

    Eh?

    Do you actually work for them. Have you even been trained before?

    Ianmc - If you've got Contents cover with accidental damage then you can claim. If you haven't - the insurance company will do everything possible not to pay you. I'd check your policy schedule (the document that outlines what you are covered for and how much you pay), it should tell you on there if you have contents cover and the additional benefits attached ;)

    If you can claim, check what your excess is (normally £50-£60) and if you opted to pay a voluntary excess as well. They may have up-sold the policy to you with this, on the provision it brings your monthly premium down....
    Granty, Jul 21, 2006
    #16
  18. French William

    French William _________________

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    Re: Re: Re: Re: Re: Re: Home insurance question

    You couldn't possibly 'clean' bleach out. It's permanently altered the colour of the carpet.
    French William, Jul 21, 2006
    #17
  19. psycaholic

    psycaholic Registered User

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    Re: Re: Re: Re: Home insurance question

    tbh chic if its the first claim in a while it wont effect it to much on home insurance it's only if you claim for a burgle or subsidence that effects your premium
    psycaholic, Jul 21, 2006
    #18
  20. ianmc

    ianmc Registered User

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    cheers for the advice
    ianmc, Jul 21, 2006
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  21. Lee

    Lee original gowans artwork

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    pour bleach over the rest of the carpet :up:, if you have accidental damage cover then your sorted
    Lee, Jul 21, 2006
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