Bank Charges

Discussion in 'General Discussion' started by Craig_M, Jan 31, 2007.

Users Viewing Thread (Users: 0, Guests: 2)

  1. Natalie

    Natalie Registered User

    Joined:
    Apr 4, 2004
    Messages:
    3,540
    Likes Received:
    0
    Location:
    Here
    We kepe getting updates at work of what to do with customer complaints of charges. We have to have a list just in a spreadsheet of the charge, the date, the amount, and the title of the charge as it appears on the account, a total of all charges with a covering letter. We fax it off to the service centre and they take it from there. i sent off my boyfriends on thursday so will let you know how fast we're doing it at the mo!
  2. Oasis

    Oasis Peter North-east

    Joined:
    Jun 22, 2004
    Messages:
    8,122
    Likes Received:
    0
    Location:
    Seaham
    If you're with Floyds TSB you can go back 4 years on there online banking. I'm not sure about other banks, I don't think ym barclays one goes back that far though.
  3. J

    J Mummy To A Baby Boy

    Joined:
    Dec 8, 2005
    Messages:
    9,654
    Likes Received:
    0
    Im with Abbey probably the worst building society ever
  4. Craig_M

    Craig_M Registered User

    Joined:
    Oct 4, 2006
    Messages:
    3,345
    Likes Received:
    6
    Location:
    Weeze
    Got an offer today of £2,716.99 which Ive decided to accept :D

    The actual cost of my charges was only £100 higher than that anyway, the rest was all interest!

    Gonna go knack my credit card companies now!!!! :) at this rate all my debt will be paid off!
  5. Shortee

    Shortee back of the net

    Joined:
    May 30, 2006
    Messages:
    3,206
    Likes Received:
    27
    Location:
    here
    Dont accept, get the rest back, I got 900quid charges back end of last year, they offered me 800 at first but i declined, I wanted the full lot :D
  6. SmurfGGM

    SmurfGGM Registered User

    Joined:
    Nov 20, 2002
    Messages:
    1,071
    Likes Received:
    0
    Location:
    The Bog
    I got all my bank charges back 3 weeks ago from Lloyds TSB.

    £287 dating back to July when I started with them.
  7. Anderzz

    Anderzz Registered User

    Joined:
    Sep 20, 2003
    Messages:
    2,524
    Likes Received:
    0
    Location:
    South Shields
    i couldnt be assed with the hassle for a small amount like that. i know its a hundred quid, but its a fuck on
  8. princess jane

    princess jane Registered User

    Joined:
    Jan 9, 2002
    Messages:
    2,313
    Likes Received:
    0
    Location:
    under my desk

    you shud go for the interest as well, they charge you interest so it only right you get that back as well
  9. Shortee

    Shortee back of the net

    Joined:
    May 30, 2006
    Messages:
    3,206
    Likes Received:
    27
    Location:
    here
    There's the interest to though :D My actual charges were only 700 but they charged about 200 interest
  10. Stephen

    Stephen the reel master

    Joined:
    Aug 16, 2005
    Messages:
    4,642
    Likes Received:
    0
    Location:
    the old fold
    Think you're meant to add around 8% to the sum of your bank charges
  11. andy_rocks

    andy_rocks Registered User

    Joined:
    Dec 2, 2003
    Messages:
    8,705
    Likes Received:
    0
    £30 back today :D

    Life is all about small victories.
  12. trance_fan

    trance_fan Registered User

    Joined:
    Nov 7, 2002
    Messages:
    9,079
    Likes Received:
    0
    by "bank charges" does this just mean the times you get charged for going over your credit limit/overdraft?
  13. Wot

    Wot Registered User

    Joined:
    Jan 3, 2002
    Messages:
    1,397
    Likes Received:
    0
    Location:
    ?

    yes and any charge for bounced chex etc
  14. Wot

    Wot Registered User

    Joined:
    Jan 3, 2002
    Messages:
    1,397
    Likes Received:
    0
    Location:
    ?

    my changes with MBNA were only £1200 but the compound interest add upto £2150 on top of that
  15. Anderzz

    Anderzz Registered User

    Joined:
    Sep 20, 2003
    Messages:
    2,524
    Likes Received:
    0
    Location:
    South Shields
    my letter was sent on the first of feb..

    not a sausage in reply yet.

    cuntmonkeys
  16. E-von

    E-von Registered User

    Joined:
    Oct 19, 2006
    Messages:
    285
    Likes Received:
    0
    Location:
    Jesmond
    has anyone experienced banks closing the accounts after?

    i am a debt adviser so its i need to monitor stuff like this for personal interest :D

    and has anyone actually been charged for the statements at £5 each - i know its already been pointed out that under the right to information act you just send a tenner off
  17. Craig_M

    Craig_M Registered User

    Joined:
    Oct 4, 2006
    Messages:
    3,345
    Likes Received:
    6
    Location:
    Weeze
    they said that if I have any problems with them in future theyll reconsider our relationship or something like that
  18. E-von

    E-von Registered User

    Joined:
    Oct 19, 2006
    Messages:
    285
    Likes Received:
    0
    Location:
    Jesmond
    so in other words - default again and you are out :lol:
  19. Craig_M

    Craig_M Registered User

    Joined:
    Oct 4, 2006
    Messages:
    3,345
    Likes Received:
    6
    Location:
    Weeze
    im shaking in my boots, natwest are the only bank in the world :lol:
  20. Geordie

    Geordie "Im Outta Time"

    Joined:
    Nov 12, 2001
    Messages:
    11,328
    Likes Received:
    0
    Location:
    "Aye you look arsed like"
    What's the crack with Visa's, am bound to be due millions seen as me walls are more or less plastered with the cards ave had?

    I sent me letter to Barclays a while back, nish back as of yet like....

Share This Page