Bank Charges

Got an offer today of £2,716.99 which Ive decided to accept

The actual cost of my charges was only £100 higher than that anyway, the rest was all interest!

Gonna go knack my credit card companies now!!!! at this rate all my debt will be paid off!

Dont accept, get the rest back, I got 900quid charges back end of last year, they offered me 800 at first but i declined, I wanted the full lot

I got all my bank charges back 3 weeks ago from Lloyds TSB.

£287 dating back to July when I started with them.

i couldnt be assed with the hassle for a small amount like that. i know its a hundred quid, but its a fuck on

you shud go for the interest as well, they charge you interest so it only right you get that back as well

There's the interest to though My actual charges were only 700 but they charged about 200 interest

Think you're meant to add around 8% to the sum of your bank charges

by "bank charges" does this just mean the times you get charged for going over your credit limit/overdraft?

yes and any charge for bounced chex etc

my changes with MBNA were only £1200 but the compound interest add upto £2150 on top of that

my letter was sent on the first of feb..

not a sausage in reply yet.

cuntmonkeys

has anyone experienced banks closing the accounts after?

i am a debt adviser so its i need to monitor stuff like this for personal interest

and has anyone actually been charged for the statements at £5 each - i know its already been pointed out that under the right to information act you just send a tenner off

they said that if I have any problems with them in future theyll reconsider our relationship or something like that

so in other words - default again and you are out

im shaking in my boots, natwest are the only bank in the world

What's the crack with Visa's, am bound to be due millions seen as me walls are more or less plastered with the cards ave had?

I sent me letter to Barclays a while back, nish back as of yet like....

aye you can claim off credit cards n loans.

Yeah i know but i wanna know how?

Is there another site/letter etc?

I just used the same letter but changed the wording, then sent it to the address on my credit card statement.

PRINCESS JANE

Under the DPA the most they can charge you is £10, because you are asking for details of charges, not copies of statements.

it's the bank's choice to send this information in the form of copy statements.

I had my account with First Direct shut down after claiming charges back a second time.

Best thing to do is open a "parachute" account in case of this happening.

PS this closure is now the subject of a Financial Obudsman Service complaint, as the banking industry has been warned under no circumstances is to carry out retaliatory strikes against customers.

Every FOS complaint costs the bank a few hundred quid and at the mo' people are complaining in their thousands hahahah