Financial era moan

I'm paying a large mortgage + trying to save for a wedding, honeymoon & final swan song in Ibiza.

Times are hard Earl.

bollocks to that, i only earn £10000 a year now, and i live pretty comfortably. With the added extra 6-8 grand i could afford to buy a house easy.

Dream on Dale.

Do you not have any debt from Uni?

i'm sure they would just spend the whole year together

imagine the fights over the telephoto lense and night goggles

my student load yeah, but thats not getting paid off yet.

why dream on, 6-8000 grand a year is easily enough to cover a mortgage

Spot on Dan.

What type of property are you talking. A bed sit in the shadiest area in Newcastle?

yeah its pretty obvious by your patter on here that its been a while since you unloaded

you have to start somewhere, i reckon it would take me a year to get it looking decent, sell it on for £30,000 more than i bought it, and get somewhere thats a nice size.

eh?

Best of luck with that but I reckon you'll get a shock when you get your first mortgage quote (unless you go interest only).

i'm not saying i'm doing it, cause i don't earn 16-18,000, yet, but what i'm saying is i could easily afford it if i did.

You obvioulsy spend far to much money on shit if you can't afford it on 30,000

i have a nice house just now as it is ill get the loft donew build a conservatory and sell the fucker for £200k and sod off abroad to live

I never said what I was on.

All I was saying originally was do people feel they will need to earn bigger salaries than they thought they would to enjoy the standard of life they lead? I know I will.

For example ---> child care is ~£500 a month

With no family down here that is going to screw me.

your right but if you think about it 8000, is £666 a month, plus the 200 i already pay for rent which makes £866 a month. I know a bank won't give me a mortgage where the payments are that much a month. But thats how much i could actually afford if a bank would.

Its not as simple as that Alex.

which is why i said what i did dumbass.