Overdrafts...

i pay way more interest on my credit card than my overdraft... when my over draft is usually more than my cards!

cards are evil!

cards are only good when they're zero percent..

ive just had to increase my over draft to £1350 so ive got enough cash about to pay a £700 deposit on next years car insurance, plus 11 payments of £63 or sumthing

insurance monthly payments were working out @ 34.2% intrest and thats fuckin scandelous, so i stuck the OD up and got rid of a big chunk to soften the blow

i think my over draft is 9.9%?? intrest?

cheaper then 34.2% and cheaper then the 14% i was offerd as a £1500 loan

I had my overdraft up to 800...The BIGGEST mistake ever but I had to as I had no money to live on when i got the house! But now its a kick in the teeth paying it back! But I had a little help in hand and manged to pay it all off and reduce it to £250 and hopfully soon get rid of it ALL!!! I HATE IT!"!:evil:

They last for longer than a year after you graduate. Its not normally a problem renewing it every year. Banks are much willing to give you an overdraft when you're not a student which I found a bit strange

i was meaning its still interest free for a year after i graduate (to 1500)

I don't have an overdraft cos I don't need one. Used to and it took ages to pay off.

Don't have credit cards or store cards and only have one loan which has less than £300 to pay

my overdraft is being paid off with the rest of my debt as soon as possible...not too easy when i'm working my bollocks off to get £2,500 by the end of july..